Whatever the case may be, we want and expect you to read the following Terms & Conditions, and to do so carefully. By accessing this website, you agree to be legally bound by them. But, if you do not agree to be bound by them, then we advise you to exit our website now without further access to any of its pages.
If you are an Equitable policyowner you will find a Customer Care Center on our website. This is designed to provide services and information to our policyowners, such as claims history, policy information, agent information, e-mail alerts and includes a message center. Our Customer Care Center requires a policyowner to log-in and have a password to access the Center. Errors can occur in the transmittal of information about a policy, its provisions, its premiums and claim history. Policyowners who access the Customer Care Center agree and understand that information provided to them does not establish a legal contract, is not guaranteed to be accurate and that the terms, provisions and conditions of their Equitable insurance policy will govern and control, and that we are not liable for any damages caused by errors in information provided to them via the Customer Care Center. While the Internet is a powerful tool, it is not without its flaws. You may have heard of, or read about, the real-life stories of "hackers" and the mischief they can cause; and, natural events or occurrences can easily disrupt Internet service as well. Moreover, there is always a concern about computer equipment itself, yours and ours - after all, these are machines, and something can go wrong. These things are matters normally outside and beyond our control. This is why we must "disclaim" any liability, to the extent we can under the law, for damages caused to you by your use of, or your inability to use, our website. Use of the Internet is solely at your own risk and is subject to all applicable state, national and international laws and regulations. While we endeavor to apply security protocols which are necessary and appropriate to the types of electronic communications which occur through use of our website, the confidentiality of any communication or material transmitted to or from us using our website, other websites or Internet electronic mail cannot be guaranteed, including personal information such as your address or social security number. We will not be liable for any loss resulting from a cause over which we have no direct control, including but not limited to, failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, natural disasters, strikes or other labor problems, wars, or governmental restrictions.
YOUR USE OF OUR WEBSITE IS AT YOUR OWN RISK. EQUITABLE LIFE & CASUALTY INSURANCE COMPANY WILL NOT BE LIABLE, IN ANY WAY, FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT MAY OCCUR OR ARISE FROM YOUR USE OF, OR YOUR INABILITY TO USE, OUR WEBSITE. ADDITIONALLY, THE INFORMATION CONTAINED ON OUR WEBSITE IS PROVIDED BY US TO YOU AS IS, AND WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE SITE OR ANY MATERIALS WILL MEET ANY REQUIREMENTS OR NEEDS YOU MAY HAVE, OR THAT THE SITE OR ANY MATERIALS WILL OPERATE IN AN ERROR FREE OR UNINTERRUPTED FASHION, OR THAT ANY DEFECTS OR ERRORS IN THE SITE OR MATERIALS WILL BE CORRECTED, OR THAT THE SOFTWARE IS COMPATIBLE WITH ANY PARTICULAR PLATFORM. SOME JURISDICTIONS DO NOT ALLOW THE WAIVER OR EXCLUSION OF IMPLIED WARRANTIES SO THEY MAY NOT APPLY TO YOU.